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	<title>Finances Archives - WONDIVA</title>
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	<title>Finances Archives - WONDIVA</title>
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	<item>
		<title>4 high demand skills to have as a student</title>
		<link>https://wondiva.com/4-high-demand-skills-to-have-as-a-student/</link>
					<comments>https://wondiva.com/4-high-demand-skills-to-have-as-a-student/#respond</comments>
		
		<dc:creator><![CDATA[wondiva]]></dc:creator>
		<pubDate>Sat, 16 Jul 2022 12:03:44 +0000</pubDate>
				<category><![CDATA[Finances]]></category>
		<category><![CDATA[Student]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Women]]></category>
		<category><![CDATA[WONDIVA]]></category>
		<guid isPermaLink="false">https://wondiva.com/?p=2555</guid>

					<description><![CDATA[<p>as society is more driven towards technological approach to solving problems, there a lot of skills required to met this need. In this article, we will discuss 4 high demand skills to have as a student. Skills that can fetch you money or be and added source of income. Having a new stream of income [&#8230;]</p>
<p>The post <a href="https://wondiva.com/4-high-demand-skills-to-have-as-a-student/">4 high demand skills to have as a student</a> appeared first on <a href="https://wondiva.com">WONDIVA</a>.</p>
]]></description>
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<p>as society is more driven towards technological approach to solving problems, there a lot of skills required to met this need. In this article, we will discuss 4  high demand skills to have as a student. Skills that can fetch you money or be and added source of income. Having a new stream of income will put you on the path of financial freedom and independence. You will no longer depend on others for your basic need.</p>



<p>1. <strong>SEO(Search Engine Optimizations)</strong>: <a href="https://moz.com/learn/seo/what-is-seo">SEO</a> is in high demand. </p>



<p>Search engine optimization means taking a piece of online content and optimizing it so search engines like Google show it towards the top of the page when someone searches for something.</p>



<p>2. <strong>UI/UX Design:</strong> This is the design of user interfaces for machines and software, such as computers, home appliances, mobile devices, and other electronic devices, with the focus on maximizing usability and the user experience. Its  a high demand  skill in tech and can be done as student. </p>



<p>3.<strong> Digital marketing</strong>: Another name for digital marketing is online marketing. It is the promotion of brands to connect with potential customers using the internet and other forms of digital communication. This is one of the 4  high demand skill to have as a student as its less time consuming. It can be combined with  school work.</p>



<p>4. <strong>Video Editing:</strong> Video editing is the process of manipulating and rearranging video shots to create a new work.&nbsp;</p>



<p>Video editing is the process of structuring and presenting all video information, including films and television shows and video advertisements. This is an in demand skill  in the content creation space</p>



<p>Also Read <a href="https://wondiva.com/4-ways-to-never-get-broke-as-a-student/">4 ways to never go broke as a student.</a> For more ideas on how to make money.</p>



<p>see you in the next post cheers!!</p>
<p>The post <a href="https://wondiva.com/4-high-demand-skills-to-have-as-a-student/">4 high demand skills to have as a student</a> appeared first on <a href="https://wondiva.com">WONDIVA</a>.</p>
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		<title>Ways to over to come Money fears.</title>
		<link>https://wondiva.com/ways-to-over-to-come-money-fears/</link>
					<comments>https://wondiva.com/ways-to-over-to-come-money-fears/#respond</comments>
		
		<dc:creator><![CDATA[wondiva]]></dc:creator>
		<pubDate>Sat, 16 Jul 2022 11:38:43 +0000</pubDate>
				<category><![CDATA[Finances]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[wealth]]></category>
		<category><![CDATA[Women]]></category>
		<category><![CDATA[WONDIVA]]></category>
		<guid isPermaLink="false">https://wondiva.com/?p=2669</guid>

					<description><![CDATA[<p>As much we take care of physical health we must also take care of our financial health because if not properly taken care of it can affect your physical likewise your mental health. Firstly, stop procrastinating. Start focusing on your financial health today. They said the easiest way to overcome your fears is to face [&#8230;]</p>
<p>The post <a href="https://wondiva.com/ways-to-over-to-come-money-fears/">Ways to over to come Money fears.</a> appeared first on <a href="https://wondiva.com">WONDIVA</a>.</p>
]]></description>
										<content:encoded><![CDATA[
<p></p>



<p>As much we take care of physical health we must also take care of our financial health because if not properly taken care of it can affect your physical likewise your mental health.</p>



<p>Firstly, stop procrastinating. Start focusing on your financial health today. They said the easiest way to overcome your fears is to face it. Start moving slowly to learn and understand your financial plan.</p>



<p>You can identify your goal. Know where your money is going and why. Establish a money vision and set realistic goals to achieve it. Probably you want to build your own house or increase your your standard of living etc.&nbsp; Identify where you are financially and where you want to be, then you can create a plan to achieve it.</p>



<p>Secondly, many women get too comfortable knowing there’s a strategy in place without taking the time and effort to understand what that strategy is. Don&#8217;t invest or make financial decision without knowing what it entails. Seek out information. It’s essential because it build your&nbsp; confidence around your finances and improve your financial literacy. If you don’t know where to start, you can start by reading&nbsp; an article or two on personal finance topics that interest you or listen to a podcast about money.&nbsp; If you’d prefer to work with someone in person, you can choose to work with a variety of financial professionals.</p>



<p>You can even hire a money coach. Just make sure you get references, review the background of the person you choose to work with and ask about how they make money.</p>



<p>Thirdly, if you&#8217;re worried about getting into debt or coming out of debt, you can begin with making a list of all of your income sources and monthly take-home pay, and all your debts. If you’re living paycheck to paycheck, you want to close the gap between your income and expenses. Start by tracking your spending for at least a month. Then, create a budget prioritizing saving – even if you can only save a small amount to start.</p>



<p>When you look at how you spend every amount, there’s a good chance you’ll see places where you can easily cut back on your spending.</p>



<p>Furthermore, in case you&#8217;re worried about losing your job,  preparing an emergency budget and having an emergency fund to cover at least 3-6 months (or more) of expenses are the first things you should do to overcome your fear of losing your job. It’s a mistake to think you can find another job quickly unless you have a substantial amount of money saved. </p>



<p>When it comes to your career, try to attend professional development opportunities and conferences to grow your knowledge and skills. Take  advantage of networking opportunities when possible. Review your resume and make sure it is up to date. Also, this is a good time to reflect. Would other people say you’re a difficult colleague to work with? Make attitude adjustments if necessary. Consider how to build multiple streams of income while you are still working. If you’ve thought about starting a business or buying a rental property, the income you’ll earn can reduce the stress you’ll feel if you lose your job.</p>



<p>Also, Discussing money with partner/ husband. While you may intuitively understand that open conversations with others about financial topics are beneficial, taking the initiative can be difficult. When it comes to money discussions with your partner, it can be even harder. But if you’re in a relationship you see it continuing, then&nbsp; it’s time for the financial discussion.</p>



<p>If you envision picking out rings soon, are already engaged, are wanting to become roommates, or buy a house together, you absolutely want to start the money conversation now to avoid potentially significant financial problems. Initiating a conversation about your finances with your partner might be difficult at first, but it will be a whole lot easier now than later.</p>



<p>Start by scheduling a “money date” with your partner and create a list of topics to discuss. Cover what you can in the first discussion and then plan future money dates to cover additional questions or update answers to previous ones.</p>



<p>Here are some questions to help you start:</p>



<p>Do you consider yourself a spender or a saver?</p>



<p>Do you have any debt? How much?</p>



<p>What is your credit score?</p>



<p>Do you pay your credit card balance in full every month?</p>



<p>Have you ever experienced bankruptcy?</p>



<p>Do you have a savings account or emergency fund? What will you do in a financial emergency if you don’t?</p>



<p>Do you follow a budget or track your expenses?</p>



<p>What are your short and long-term financial goals?</p>



<p>Do you want to rent or own a home?</p>



<p>What’s the best financial advice you’ve ever heard?</p>



<p>How do you measure your financial success? etc.</p>



<p>&nbsp; Normalize the topic of money by having regular financial check-ins.</p>



<p>Continuing learning about personal finance and growing your financial prowess together. Maintaining an open money dialogue with your partner keeps you on the same page, and prevents major financial surprises.</p>



<p>It can motivate you to improve your finances and work toward specific financial goals together.</p>



<p>Lastly, getting sick or hurt and unable to work fears, you think this fear is irrational. Whether you have sick days at your job or not, it can be financially devastating if you or a family member have a severe illness or injury. You might be able to cover your expenses for a short time, but the longer you’re out of work, the more difficult things will get. This is another example where having a substantial emergency fund is critical to your financial health.</p>



<p>It’s hard to put money into an account you hope you’ll never use. But your future self will thank you if you or a loved one gets sick or injured, causing you to be out of work.</p>



<p>Sick leave may cover your salary for some time, and some employers offer some level of disability insurance as part of their employee benefits package.</p>



<p>But don’t assume you have coverage. If the illness or injury happens at work, you may be entitled to worker’s compensation benefits. While it may be expensive, consider purchasing private disability insurance to minimize your risk and protect at least a portion of your income.</p>



<p>Consistent reinforcement of these ideas increases both financial understanding and confidence to overcome money fears.</p>
<p>The post <a href="https://wondiva.com/ways-to-over-to-come-money-fears/">Ways to over to come Money fears.</a> appeared first on <a href="https://wondiva.com">WONDIVA</a>.</p>
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		<title>5 HIGH DEMAND SKILLS TO LEARN</title>
		<link>https://wondiva.com/5-high-demand-skills-to-learn/</link>
					<comments>https://wondiva.com/5-high-demand-skills-to-learn/#respond</comments>
		
		<dc:creator><![CDATA[wondiva]]></dc:creator>
		<pubDate>Mon, 31 Jan 2022 19:23:04 +0000</pubDate>
				<category><![CDATA[Finances]]></category>
		<category><![CDATA[Career]]></category>
		<category><![CDATA[Women]]></category>
		<category><![CDATA[WONDIVA]]></category>
		<category><![CDATA[WONDIVA Blog]]></category>
		<guid isPermaLink="false">https://wondiva.com/?p=2417</guid>

					<description><![CDATA[<p>1. SEO(Search Engine Optimizations): SEO is in high demand.&#160; Search engine optimization means taking a piece of online content and optimizing it so search engines like Google show it towards the top of the page when someone searches for something. &#160;A lot of companies are trying to bring in organic views to their websites and [&#8230;]</p>
<p>The post <a href="https://wondiva.com/5-high-demand-skills-to-learn/">5 HIGH DEMAND SKILLS TO LEARN</a> appeared first on <a href="https://wondiva.com">WONDIVA</a>.</p>
]]></description>
										<content:encoded><![CDATA[
<p><strong>1. SEO(Search Engine Optimizations): </strong></p>



<p>SEO is in high demand.&nbsp;</p>



<p>Search engine optimization means taking a piece of online content and optimizing </p>



<p>it so search engines like Google show it towards the top of the page when someone searches for something.</p>



<p>&nbsp;A lot of companies are trying to bring in organic views to their websites and </p>



<p>products so it’s made up of people who are driven to find the answer for the questions they’re asking.&nbsp;&nbsp;</p>



<p><strong>2. UI/UX Design: </strong></p>



<p>This is the design of user interfaces for machines and software, such as computers, </p>



<p>home appliances, mobile devices, and other electronic devices, with the focus on </p>



<p>maximizing usability and the user experience.&nbsp;</p>



<p>It centres on creating user-friendly interfaces that enable users to understand how to use complex technical products.&nbsp;</p>



<p><strong>3. Digital marketing: </strong></p>



<p>This is also known as online marketing and it is the promotion of brands to connect </p>



<p>with potential customers using the internet and other forms of digital communication.</p>



<p><strong>4. Video Editing: </strong></p>



<p>Video editing is the process of manipulating and rearranging video shots to create a new work.&nbsp;</p>



<p>Video editing is also used to structure and present all video information, including </p>



<p>films and television shows and video advertisements.</p>



<p>Written By</p>



<p>Joy Babatayo&nbsp;</p>
<p>The post <a href="https://wondiva.com/5-high-demand-skills-to-learn/">5 HIGH DEMAND SKILLS TO LEARN</a> appeared first on <a href="https://wondiva.com">WONDIVA</a>.</p>
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		<item>
		<title>Managing Being A Wife, Mum An An Employee</title>
		<link>https://wondiva.com/managing-being-a-wife-mum-an-an-employee/</link>
					<comments>https://wondiva.com/managing-being-a-wife-mum-an-an-employee/#respond</comments>
		
		<dc:creator><![CDATA[wondiva]]></dc:creator>
		<pubDate>Mon, 31 Jan 2022 08:18:26 +0000</pubDate>
				<category><![CDATA[Finances]]></category>
		<category><![CDATA[marriage]]></category>
		<category><![CDATA[mum life]]></category>
		<category><![CDATA[Women Blog]]></category>
		<category><![CDATA[WONDIVA Blog]]></category>
		<guid isPermaLink="false">https://wondiva.com/?p=2413</guid>

					<description><![CDATA[<p>Marriage, Career and being a mom can be exhausting, and for some, it&#8217;s a struggle doing everything within their power to maintain a good work-life balance, keeping the home , taking care of their kids and having time for themselves. Did I just hear you say you are tired and exhausted? First you deserve all [&#8230;]</p>
<p>The post <a href="https://wondiva.com/managing-being-a-wife-mum-an-an-employee/">Managing Being A Wife, Mum An An Employee</a> appeared first on <a href="https://wondiva.com">WONDIVA</a>.</p>
]]></description>
										<content:encoded><![CDATA[
<p></p>



<p>Marriage, Career and being a mom can be exhausting, and for some, it&#8217;s a struggle</p>



<p>doing everything within their power to maintain a good work-life balance, keeping the home </p>



<p>, taking care of their kids and having time for themselves.</p>



<p>Did I just hear you say you are tired and exhausted? First you deserve all the applause, </p>



<p>I mean how do you juggle being a wife; your husband is your baby o, then being a mom.</p>



<p>Now imagine you have more than a kid, that&#8217;s enough work already, then you still have a 9-5. </p>



<p>I need you to clap for yourself. </p>



<p>Honestly combining all these can be exhausting most times, I mean it literally seems as though </p>



<p>you don&#8217;t have a life of your own and you are living everyone&#8217;s life. </p>



<p>Pause and take a deep breath, it&#8217;s okay to get tired and sometimes take a break to pull yourself back together.</p>



<p>Here are 5 major ways you can deal with it:</p>



<p>1. <strong>Put your trust in God: </strong></p>



<p>The truth is your strength may fail you. You should write these verses out and paste </p>



<p>them on your wall, either in the kitchen or in your study room.</p>



<p>When I am afraid,</p>



<p>I put my trust in you.</p>



<p>In God, whose word I praise,</p>



<p>in God, I trust; I shall not be afraid.</p>



<p>What can flesh do to me?”</p>



<p>-Psalm 56:3-4</p>



<p>The LORD is my strength and my shield;</p>



<p>in him my heart trusts, and I am helped;</p>



<p>my heart exults,</p>



<p>and with my song I give thanks to him.”</p>



<p>-Psalm 28:7</p>



<p>“Trust in the LORD with all your heart,</p>



<p>and do not lean on your own understanding.</p>



<p>In all your ways acknowledge him,</p>



<p>and he will make straight your paths.”</p>



<p>-Proverbs 3:5-6</p>



<p>A life without Jesus is nothing, so when next you feel overwhelmed about your </p>



<p>home and career, look unto Jesus to help you out, and he will always come through for you. </p>



<p>Your home, kids and career are your ministry: The moment you no longer see this as a chore </p>



<p>is the moment you start enjoying every bit of experience. </p>



<p></p>



<p><strong>2. Meet frustration with love:</strong></p>



<p>Frustration is normal while juggling many responsibilities, however it should not get the better of you. </p>



<p>Instead of getting frustrated when your partner or child is acting reach out back to them in love.</p>



<p>You can make a funny face or just gently and lovingly look at them and offer them a hug. </p>



<p><strong>3. Plan weekly or monthly outings:</strong></p>



<p> It&#8217;s okay to plan weekly or monthly outings with your family. This would help you bond more with them. </p>



<p>This a once-a-week or once a month shows your family how committed and important they are to you. </p>



<p>It brings more joy into your life as a family and as a couple.</p>



<p><strong>4. It&#8217;s okay to take a break: </strong></p>



<p>You might feel guilty wanting to try this out, but to avoid total burnouts it&#8217;s okay to take a day </p>



<p>and let your partner or your kid&#8217;s if they are old enough be aware of this. </p>



<p>Let them know that mummy is resting. </p>



<p><strong>5. It&#8217;s okay to get an external help: </strong></p>



<p>You might have your reservations around this but know that it&#8217;s okay to get help. </p>



<p>If it means you have to hire a cook or sort please do, it even helps you to be more productive. </p>



<p>These are the few tips I would be sharing with you. Which of them would you be trying out?</p>



<p>Please drop your responses in the comment section. We look forward to hearing from you. </p>



<p>Written By:</p>



<p>Joy Babatayo</p>
<p>The post <a href="https://wondiva.com/managing-being-a-wife-mum-an-an-employee/">Managing Being A Wife, Mum An An Employee</a> appeared first on <a href="https://wondiva.com">WONDIVA</a>.</p>
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		<title>4 Handy Content Tips For Business Women</title>
		<link>https://wondiva.com/4-handy-content-tips-for-business-women/</link>
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		<dc:creator><![CDATA[wondiva]]></dc:creator>
		<pubDate>Thu, 09 Dec 2021 13:50:07 +0000</pubDate>
				<category><![CDATA[Finances]]></category>
		<guid isPermaLink="false">https://wondiva.com/?p=2371</guid>

					<description><![CDATA[<p>When starting a business you must always plan ahead if not you may not last long in business. A good business without plans will crumble in no time. Here are a few tips for you. 1. Plan and create. As a business owner you can&#8217;t just wake up and decide to post whatever you feel [&#8230;]</p>
<p>The post <a href="https://wondiva.com/4-handy-content-tips-for-business-women/">4 Handy Content Tips For Business Women</a> appeared first on <a href="https://wondiva.com">WONDIVA</a>.</p>
]]></description>
										<content:encoded><![CDATA[
<p>When starting a business you must always plan ahead if not you may not last long in business. </p>



<p>A good business without plans will crumble in no time.</p>



<p>Here are a few tips for you.</p>



<p>1. Plan and create. </p>



<p>As a business owner you can&#8217;t just wake up and decide to post whatever you feel like on your page, </p>



<p>you must have sat down to know what your audience wants. </p>



<p>You don&#8217;t share what you feel like sharing, you share what will benefit your audience.</p>



<p>Planning helps you foresee.</p>



<p>2. Create Engaging Content</p>



<p>When thinking of creating contents, think of engagements. </p>



<p>You can share a story of how you started and where you started.</p>



<p>3. Your content must educate, inform your audience what makes your product or service unique. </p>



<p>You can educate them on how to use your products.</p>



<p>4. You must design with your audience in mind. Your brand colour must be appealing. </p>



<p>You can also share a new product or service that you will be introducing soon. </p>



<p>You can also let them know about upcoming events or sales.</p>



<p>Written By:</p>



<p>Joy Babatayo</p>
<p>The post <a href="https://wondiva.com/4-handy-content-tips-for-business-women/">4 Handy Content Tips For Business Women</a> appeared first on <a href="https://wondiva.com">WONDIVA</a>.</p>
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